Launch a Branded Digital Wallet in Days
Give every customer, vendor, or employee their own wallet. Load, transfer, and spend balances instantly with a fully managed, RBI-compliant wallet infrastructure.
Everything You Need to Run a Wallet Business
From issuing wallets to managing balances and cashbacks, Digiway handles the infrastructure so you can focus on your product.
Instant Wallet Issuance
Create a wallet for every user in real time, with KYC tiers that unlock higher limits.
- Min/full-KYC wallet tiers
- Instant activation
Load & Withdraw Anywhere
Top up via UPI, cards, or net banking, and withdraw to any bank account instantly.
- Multi-mode top-up
- Instant withdrawals
Peer-to-Peer Transfers
Let users send money to other wallets instantly, with zero settlement delay.
- Wallet-to-wallet transfer
- Zero float lag
Cashback & Rewards
Run promotions, cashback, and loyalty programs directly from wallet balances.
- Configurable reward rules
- Auto-credit engine
Wallet Load Volume
Total wallet top-ups across users
Ring-Fenced Balances, Every Rupee Accounted For
Customer balances are held in a dedicated escrow account with a partner bank, fully segregated from your operating funds and reconciled in real time.
- Escrow-backed wallet balances
- Real-time ledger reconciliation
- RBI PPI-compliant architecture
Instant Transfers, In and Out
Whether it's a user loading funds, sending money to a friend, or withdrawing to their bank account, every wallet transaction settles instantly with full visibility.
- Instant load, transfer, and withdrawal
- Live transaction status for every user
- Automatic failure retries and refunds
Go Live with Wallets in Three Steps
From integration to issuance, launch your wallet program fast
Integrate the Wallet API
Plug into our wallet APIs and SDKs to issue and manage wallets from your app.
Onboard & Verify Users
Issue min-KYC wallets instantly, and upgrade to full-KYC for higher limits.
Load, Transfer & Reconcile
Users load, spend, and transfer funds while you track every rupee in real time.
What Our Customers Say
“We launched a fully branded wallet for our marketplace sellers in under two weeks with Digiway.”
“Instant P2P transfers and real-time reconciliation removed all our manual settlement headaches.”
“The cashback engine let us run loyalty campaigns without building anything from scratch.”
Frequently Asked Questions
Launch Your Wallet Program Today
Join businesses building loyalty and convenience with Digiway's wallet infrastructure.