Yes. Native plug-ins for Shopify, WooCommerce, Magento 2, OpenCart, and PrestaShop. Install from your platform's marketplace, paste your Digiway live keys, and the new checkout is live within an afternoon. Custom integrations on headless or custom-built storefronts use our standard JavaScript SDK.

For each transaction, you specify the split — recipient bank/UPI, amount, and purpose. Digiway captures the customer payment, then disburses the splits in real-time to each seller. Commission rules, GST handling, and platform fees can be configured per category, vendor, or transaction. Full audit trail at the line level.

UPI refunds: under 30 seconds. Refunds to original cards: typically 2–4 hours, occasionally up to 24 hours depending on the issuing bank. Wallet refunds: instant. Net Banking refunds: same-day for most major banks. Refund APIs are idempotent and webhook-confirmed, so your dashboard always shows accurate state.

Yes. Native subscription engine with UPI Autopay, e-Mandate (NACH), and card recurring support. Smart retry logic for failed renewals (different times of day, alternate networks). Dunning emails, customer self-serve cancellation, and clean churn analytics are all built in.

Every transaction is scored in milliseconds across velocity, device fingerprint, BIN intelligence, IP reputation, and behavioural signals. You configure thresholds — auto-approve, send for 3DS challenge, or auto-decline. Rules can be category-specific, geo-specific, or amount-tiered. Learning loops adjust to your traffic over time.

Yes. International cards (Visa, Mastercard, Amex) are supported for Indian merchants accepting cross-border payments, with multi-currency display at checkout and INR settlement. For Indian merchants selling globally with international settlement, talk to our enterprise team — multi-currency settlement is available on the Enterprise plan.