Solutions · For Startups

Built for Founders. From Day One to IPO.

A unified payment infrastructure designed for early-stage Indian startups — live in 24 hours, no setup fees, and pricing that scales with you. Stop wrestling with single-vendor lock-ins. Start shipping product, accepting payments, and paying out vendors from your very first transaction.
  • Live in 24 hours
  • No setup fee
  • Sandbox forever
  • Pay-as-you-grow
  • 24h Onboarding
  • Sandbox & SDKs
  • Scales to Series C

24h

From Signup to Live

₹0

Setup & Annual Fees

Sandbox Transactions

5–8%

Lift in Success Rates
The Founder's Reality

Every Startup Hits the Same
Payment Walls

Three problems we see at almost every founder demo call — and how Digiway fixes them on day one, not at Series B.

UrbanBazaar

5–8% of payments fail silently
Single-gateway setups bleed conversion every day. Customers tap "Pay" and see an error — and you never get a second chance.

Digiway's Fix

Smart routing across multiple gateways
Failed transactions auto-retry through the next-best partner — invisibly. You recover the 5–8% your competitors are still losing.

The Problem

Annual fees and lock-ins kill velocity
Most providers charge ₹50K+ annual maintenance plus tier upgrades. For pre-revenue startups, that's a month of payroll burned on infra.

Digiway's Fix

Zero setup, transparent transaction-only pricing
No setup fee. No annual maintenance. No mystery charges. Pay only when you process money — and rates that drop as your volumes grow.

The Problem

You'll have to replatform at Series A
Most "starter" gateways break at scale. By the time you're processing crores monthly, you're rewriting integrations instead of building product.

Digiway's Fix

Same API from MVP to enterprise scale
The integration you ship today scales to a billion rupees a month. No replatforming, no rewrites — just dedicated infrastructure when you need it.
Everything in the Box

Your Full Payment Stack From Day One

Pay-In, Payout, Connected Banking, BBPS, and a developer toolkit that ships with sandbox-first SDKs. Most fintech "starter plans" gate half of this behind enterprise tiers. Founders get every capability from their first transaction.
  • Multi-gateway Pay-In
  • Virtual accounts
  • Smart routing engine
  • SDKs for Node, PHP, Python, Java
  • T+0 / T+1 settlements
  • Auto-reconciliation
  • Payout API access
  • BBPS bill payments
  • Real-time webhooks
  • Sandbox & production parity
  • Unified merchant dashboard
  • 24×7 founder support
What You Get on Day 1
No tier upgrades · No locked features

Pay-In Suite

UPI, Cards, Net Banking, Wallets

Payout API

NEFT · RTGS · IMPS · UPI

Connected Banking

Virtual accounts · Reconciliation

Developer Toolkit

SDKs · Webhooks · Sandbox
Everything Included
No premium tiers, no add-on charges
From MVP to Series C

Built to Scale With Your Cap Table

Same integration, every stage. Start in sandbox today, process your first crore next quarter, and run dedicated infra by your Series B — without ever rewriting a line of payment code.
BUILD
Stage 1
Pre-Launch · ₹0/mo
  • Sandbox forever, no expiry
  • Test cards & UPI VPAs
  • Full API surface in test mode
  • Webhooks & SDK access
BUILD
Stage 2
First ₹0–10L/mo
  • KYC verified in 24 hours
  • Live transactions, all rails
  • T+1 settlements default
  • Founder Slack support
BUILD
Stage 3
₹10L–1Cr/mo
  • Smart routing unlocked
  • Advanced fraud rules
  • T+0 instant settlements
  • Multi-level approvals
BUILD
₹1Cr+/mo
Pre-Launch · ₹0/mo
  • Dedicated infrastructure
  • Custom SLAs & rates
  • Named CSM & solution arch
  • Direct bank routing

Why Indian Founders Pick
Digiway

Six reasons that come up over and over again on our onboarding calls with early-stage teams.

Live in 24 Hours, Not 24 Days

Aadhaar + PAN KYC, business document upload, sandbox keys instantly, live keys within a day. Most founders ship a checkout the same week they sign up.

Burn-Friendly Pricing

Zero setup. Zero AMC. Zero per-API charges. You pay only on transactions — and rates step down as you scale, not up.

Engineering-First Documentation

API docs your engineers will actually read. Postman collections, curl snippets, OpenAPI specs, and code samples in every major language.

No Single-Provider Lock-In

You're connected to multiple gateways and banks through one API. If one partner has an outage, your business doesn't go down with them.

Founder Slack Support

Direct Slack channel with our team. Real engineers answer your questions — not Tier-1 reps reading scripts. Most issues resolved in under an hour.

Compliance Already Sorted

PCI-DSS compliant, ISO 27001 certified infrastructure. You don't need to chase your gateway for audit reports during your Series A diligence.

Pricing Built for Founders

Transparent transaction-based rates. No surprises, no hidden fees, no "talk to sales" pricing pages.
Startup Plan

Startup Plan

per successful UPI / Card transaction · 0% on Net Banking via select partners
Built for pre-Series-B startups doing under ₹1 crore monthly. Activate in 24 hours, scale without renegotiating contracts. When you cross ₹1 cr/month, you'll automatically move to volume-based enterprise rates.
  • No setup or annual fees
  • All payment methods enabled
  • All payment methods enabled
  • BBPS bill payments
  • T+1 settlements default
  • Unified dashboard
  • SDKs & webhooks
  • Founder Slack support
Founders Often Ask

Startup Questions

For live payments, yes — you'll need a registered Indian business entity (Pvt Ltd, LLP, OPC, or registered Partnership) along with PAN, GST, and a current account in the business name. For sandbox testing, you don't need any of this — sign up with an email and start integrating immediately. We can also help newly-incorporated founders fast-track KYC if your CIN is under 90 days old.

Sandbox is free and has no expiry — build, test, demo to investors, run user research, all without paying anything. The full API surface is available in test mode with mock UPI VPAs, test cards, and simulated webhooks. You only switch to live keys (and only pay for transactions) when you're ready to accept real money.

No. The Startup Plan has zero setup fees, zero annual maintenance, and no per-API charges. You pay a percentage on successful transactions only — failed transactions cost nothing. GST applies to fees as required by law and is shown transparently on every invoice.

As your monthly volume grows, your rates step down automatically. Once you cross ₹1 crore in monthly processed volume, our enterprise team reaches out to discuss custom volume-based pricing — typically resulting in 30–50% lower per-transaction rates. There's no contract change required; the same integration continues working.

No. The same APIs, SDKs, and webhooks scale to enterprise volumes. When you reach a stage that needs dedicated infrastructure, we provision it under your existing account — your code doesn't change, your dashboard doesn't change, only the underlying capacity does.

Yes. The Digiway Startup Program offers preferential pricing, accelerated onboarding, and dedicated founder Slack support for early-stage Indian startups (typically pre-Series A, less than 3 years incorporated). We partner with leading accelerators and venture funds — apply through our Startup Program page or via your investor's preferred-vendor list.

Build Faster.
Ship Sooner. Scale Together.

Live in 24 hours. No setup fee. Same API from MVP to IPO. Apply to the Digiway Startup Program and let's get your first transaction in by next week.
© 2026 Digiway. All rights reserved.
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